Lexus RX350 lease rate December 2009

A Good Friend of Mine is returning a BMW and getting a 2010 RX350 tomorrow. I think the deal is not bad so i am going to share with all of you.
36 month 12k
MF 0.0022
residual 62%
If you are paying first month payment, bank fee, and registration at lease signing. Your monthly payment should be about $465+tax
If you ask me, it's a good payment. Monthly payment for an similarly equipped accord for purchase would be at around $500 assuming you are taking the 60mo interest.

2010 Honda Civic Lease Rate November 2009

Honda has just updated their lease program a couple days ago, and for those who wanted a new economy car and do not want to put a big down payment to purchase one. How about leasing one for less than $200 a month

I personally did not ask for the specific number. But a friend of mine did actually signed a lease for $1000 drive off. $200 a month and the term is 30months 12k/yr. It's a 2010 Honda Civic LX with automatic transmission.

Note: I think this is pretty much the best lease program as far for the current generation, yes, it was 2006 when they introduced this Civic and i think it's due for a major redesign in 2011. That explains the 30mos special lease term and this good payment. (if you lease the car now, you will be returning the car in 2012 Summer, and you would probably upgrading to a NEW style Civic or Accord)

If you are interested in doing your own calculation and really wanted to calculate and get to the pennies, let me know and i would dig the number. For the rest of us, i personally think $1000 drive off, and $182+tax is a no brainer.

Enjoy...

2010 Honda Odyssey Lease rate Nov 2009

The 2010 Honda Odyssey is always the most wanted van. After my post of the VW Routan, someone asked how good the lease program for the Odyssey is.

Sometime, a high demand vehicle would make some good lease program (due to high resale value) and yes, it's not 2005~2007 when they have super good lease deals (remember the $199 lease program on the Toyota Sienna during 2006 X'mas time)

Here is the program for the 2010 Odyssey
Honda Odyssey EX 36mo 15k residual 54%, MF 0.00139
Honda Odyssey EX w/ RES 36mo 15k residual 53%, MF 0.00139
Honda Odyssey EX-L 36mo 15k residual 52%, MF 0.00139
Honda Odyssey EX-L w/ RES 36mo 15k residual 51%, MF 0.00139

Sample payment would be around $388+tax for a EX model (i've personally loved to get one myself). Expect to pay 1st month payment, and license at lease signing. Should be around $1000 or so. This is for a 36mo, 12k/yr lease. Assume Super-preferred customers.

2009 VW Routan Van lease rate October

A Coworker is looking for a Van, checking out the Certified pre-owned Honda Odyssey and found out that a low miles EX model would cost almost $25k. Then, we discovered that the VW Routan (aka Town and Country etc... ) are running some aggressive promotion.

0% up to 72 month in addition to $1500 cash, plus another $1~2k hidden rebate.

Yeah, i know someone might be looking at leasing it due to concern about long term reliability. Here it is
Routan S 36mo 15k/yr MF 0.00033 residual 38%
Routan S w/ rear entertainment system 36mo 15k/yr MF 0.00033 residual 36%
Routan SE 36mo 15k/yr MF 0.001 residual 38%
Routan SE w/ RES 36mo 15k/yr MF 0.001 residual 36%

So, in terms of monthly payment, you are looking at around $350 for 72mos ($0 down)
For lease, it's about the same payment but you need to pay the inception fee up front. As i always see, it's better to lease newer year model and purchase older year model because the residual for older model always kill the deal. I will check again for 2010 program when the van is available.

up2drive auto loan (powered by BMW USA)

up2drive automotive financing

Found out that BMW USA bank is actually running this site and i will give them a shot when i found the used Odyssey. For those who wanted to refi and get longer terms with lower monthly payment, you could give them a shot too.

Here is their published rate online.

	36 mos APR* 48 mos APR* 60 mos APR* 72 mos APR*
Dealer New	4.99% 5.29% 5.49% 5.99%
Dealer Used	5.49% 5.69% 5.69% 5.99%
Private Party	6.49% 6.69% 6.69% 7.49%
Refinance	5.24% 5.44% 5.44% 5.64%

2009 Mercedes Benz SL550 lease rate October 2009

Here comes the October number for the SL550. It has the new front end in 2009 and i was told that they will not make any of them in 2010 and there will be a redesigned SL as 2011 model.

36mo 15k .00233 47%

There is a $15000 incentive but that's for the dealership, please take this into consideration during the negotiation. Inventory should be limited in all dealership and demand for this might not be as high. Why? Because you could basically get a 911 for about the same price range. I will be posting the latest Porsche program later on.

Expect payment to be at around $1300+tax assuming $0 down and only make minimum drive off + bank fee.

2009 BMW 328i convertable October lease rate

Someone asked about leasing a BMW 328i convertible and as usual, math time for me.... here it is
2009 BMW 328i convertible
Auto, Premium, Sport, Comfort Access, iPod, Navigation, Heated Seat.
MSRP $54350
Sample lease payment would be $599+tax with $3302 due at signing.

For those who wanted more power? How about 300hp twin turbo? you could get the 335i convertible with similar options for $684+tax 10k/36mo, let me know if you wanted me to do some payment calculation.

2009 Porsche 911 Carrera 4S September lease

There are quite a few promotion from Porsche recently, code name "the porsche moment"... kinda selling the dream for those who always wanted a Porsche. Happened to know someone who took delivery of a base Cayman. I had a chance to sit in it and the engine really sound different. The good thing is that his payment is about the same as his friend's BMW 335i coupe (back in 2007 when the 335i coupe was pretty hot). At $699+tax a month, would you get a base Cayman or a 335i coupe? I would get a porsche... however, when i tell you that you could get a 335i coupe for under $600, there might be some brain exercise to do...

Here is the lease program for the 911
(NOTE: please deduct 1% residual if you wanted the PDK transmission)

2009 Porsche 911 Carrera
36mo 10k 58% .00146

2009 Porsche 911 Carrera S
36mo 10k 56% .00146

2009 Porsche 911 Carrera 4
36mo 10k 56% .00146

2009 Porsche 911 Carrera 4S
36mo 10k 54% .00146

If i get a Porsche, i would get the Carrera 4 or 4S, not about the extra power, but simply because i love the bigger butt... well, 1.7 inch wider is not a big deal to some but i do care about that.

Sample payment for a $100k Carrera 4 would be $1300+tax

Feel free to drop me a message if you need help on getting "THE" Porsche

2009 Maserati Quattroporte lease September

Maserati is not a really famous name in the US but from time to time, you would see them on the streets. I have seen a couple and since i got inquiry about it. I decided to post it on my blog also.

2009 Maserati Quattroporte base model

36mo 10k 39% .0007
42mo 10k 36% .0007

Rate is very good but the residual is just really too low.
Upside, they are giving you the car to drive. Think positive... you are driving a 6-figure car and paying 1.5~2% interest.
Downside, depreciation for luxury car is always like that and it depreciate around $1500 a month.

Seems like you could get a Quattroporte for $1500+tax a month with $6k cap cost reduction but whether they are willing to sell you one at that price might be a challenge.

2010 Acura TSX September 2009 program

Got inquiry about a sub $400 payment lease, and i just saw a TSX on the way home... so, i decided to do a calculation.

Here is the 2010 Acura TSX 2.4L I-4 program for Sept , it supposed to run till early Nov and I will keep everybody posted if there is any change next month.
10k 36mo .00203 63%
Residual is strong so for those considering lease to buy, you might want to think about it.
$0 down lease payment would be $339+tax

If you are interested in the Technology Package, let me know and i will do a calculation for you.

I always like the Honda's VTEC technology and it would be great if the TSX have the LSD as standard feature (as the Civic Si), i would definitely recommend one.

Time for some Honda deals

The Honda Civics were selling like hot cakes back to the days during the C4C program and high demand usually lead to less aggressive pricing but that's the rule of economics.
For those who wanted lower cost alternatives, it's a good time to jump in.
Honda has been promoting the leasing special for the Civic and according to the website, it's $1999 due at signing (exclude tax and license), $199 a month for 36months w/ 12k miles per year.
So, y0u are looking at around $2500 to start.
Due to the relationship with some Honda dealers, i am able to negotiate a more attractive payment plan... If you wanted to lease one, and happened to live in S.CA, you could get it for $1500 drive off and $199 a month. If you need help, drop me a message or give me a call, i will see what i can do for you.
2009 Civic Sedan LX auto $0 down $199 a month
2009 Civic Sedan EX auto $0 down $229 a month

BMW lease rate Sept 2009

For those who wanted to do the own leases numbers, here are some info you might feel helpful. I will talk about BMW for today since it's the most wanted car (according to my own statistics). I will only post the recommended lease term. I will explain why i only recommend these terms in a bit.

2009 328i sedan
36mo 15k 57% 0.0022 $2k lease cash $1260 Automatic tranny credit

2009 328i coupe
36mo 15k 58% 0.0015 $2k lease cash

2009 335i sedan
36mo 15k 56% 0.00225 $2.5k lease cash $1260 Automatic tranny credit

2009 335i coupe
36mo 15k 57% 0.00165 $2.5k lease cash

For those who doesn't know what i am talking about, don't worry... call me and i will be glad to explain. For those who got it, you've probably done enough research and ready for one. I will wish you luck and enjoy the ultimate driving machine.

Why am i only posting 36mo rate? Because the other terms is not as attractive. Someone had asked me why the payment for 48mo is higher than 36mo and claimed that i was trying to screw them... someone please help provide a 2nd opinion. I also don't recommend putting in big down payment (that's why all my lease post are $0 down), i will write a separate article about that. Stay tuned.

2009 328i coupe under $450 a month $0 down

the BMW 328i has always been on the most wanted list, and i do get inquiry from time to time. Here is one of the deal i got for one of my referral. Please feel free to comment or let me know if you are interested in leasing some other cars. i will be glad to help.
Brand New 2009 328i coupe
Automatic
Sport package (18" RIM, sport seat, paddle shifter, sport steering wheel)
Bluetooth handsfree
iPod/USB
MSRP $41500
$0 down
$450+tax a month
36mo, 10k/yr

Who doesn't want to earn $80k + a year?

Executive Career Opportunies: $80,000 to $500,000+

Lease a 2009 BMW 328i Convertable $0 down $569 a month

Lease a 2009 BMW 328i Convertable for $0 down $569 a month
Demo unit with 7k miles
Gray on gray
Premium and Sport package
Navigation system with real time traffic
Comfort access
etc...
MSRP $55k
Total due at signing $2500
Monthly payment $569+tax
36month 10k/yr
OAC

FIX MY BRAIN, please.... Lumosity

Time to train some brains... i just actually have spent 15mins on this site
Wanna try it for free... here is some little steps by steps

1. click on this Free Trial.

2. Sign up for the cheapest plan

3. Train some brain

4. If you don't feel like paying $6.60 a month. Cancel the membership anytime within the trail period and they won't charge you a dime... just go to the account link and click cancel, no need to talk to a human, cancellation process took me 3 secs. (side effect of the 15mins brain training)

CAR DEAL-- Lease a 2009 Porsche Cayman for $700 a month

Lease a 2009 Porsche Cayman for $700 a month
$0 down
$945 bank fee
$700 1st month
$650 DMV
Total due at signing $2500
Monthly payment $700+tax
36month
12k/yr
OAC
You could pretty much print this out to any dealership and they would get you one...