Sunday, December 20, 2009

Lexus RX350 lease rate December 2009

A Good Friend of Mine is returning a BMW and getting a 2010 RX350 tomorrow. I think the deal is not bad so i am going to share with all of you.
36 month 12k
MF 0.0022
residual 62%
If you are paying first month payment, bank fee, and registration at lease signing. Your monthly payment should be about $465+tax
If you ask me, it's a good payment. Monthly payment for an similarly equipped accord for purchase would be at around $500 assuming you are taking the 60mo interest.

Saturday, November 21, 2009

2010 Honda Civic Lease Rate November 2009

















Honda has just updated their lease program a couple days ago, and for those who wanted a new economy car and do not want to put a big down payment to purchase one. How about leasing one for less than $200 a month

I personally did not ask for the specific number. But a friend of mine did actually signed a lease for $1000 drive off. $200 a month and the term is 30months 12k/yr. It's a 2010 Honda Civic LX with automatic transmission.

Note: I think this is pretty much the best lease program as far for the current generation, yes, it was 2006 when they introduced this Civic and i think it's due for a major redesign in 2011. That explains the 30mos special lease term and this good payment. (if you lease the car now, you will be returning the car in 2012 Summer, and you would probably upgrading to a NEW style Civic or Accord)

If you are interested in doing your own calculation and really wanted to calculate and get to the pennies, let me know and i would dig the number. For the rest of us, i personally think $1000 drive off, and $182+tax is a no brainer.

Enjoy...

Friday, November 6, 2009

2010 Honda Odyssey Lease rate Nov 2009

















The 2010 Honda Odyssey is always the most wanted van. After my post of the VW Routan, someone asked how good the lease program for the Odyssey is.

Sometime, a high demand vehicle would make some good lease program (due to high resale value) and yes, it's not 2005~2007 when they have super good lease deals (remember the $199 lease program on the Toyota Sienna during 2006 X'mas time)

Here is the program for the 2010 Odyssey
Honda Odyssey EX 36mo 15k residual 54%, MF 0.00139
Honda Odyssey EX w/ RES 36mo 15k residual 53%, MF 0.00139
Honda Odyssey EX-L 36mo 15k residual 52%, MF 0.00139
Honda Odyssey EX-L w/ RES 36mo 15k residual 51%, MF 0.00139

Sample payment would be around $388+tax for a EX model (i've personally loved to get one myself). Expect to pay 1st month payment, and license at lease signing. Should be around $1000 or so. This is for a 36mo, 12k/yr lease. Assume Super-preferred customers.

Monday, November 2, 2009

2009 VW Routan Van lease rate October














A Coworker is looking for a Van, checking out the Certified pre-owned Honda Odyssey and found out that a low miles EX model would cost almost $25k. Then, we discovered that the VW Routan (aka Town and Country etc... ) are running some aggressive promotion.

0% up to 72 month in addition to $1500 cash, plus another $1~2k hidden rebate.

Yeah, i know someone might be looking at leasing it due to concern about long term reliability. Here it is
Routan S 36mo 15k/yr MF 0.00033 residual 38%
Routan S w/ rear entertainment system 36mo 15k/yr MF 0.00033 residual 36%
Routan SE 36mo 15k/yr MF 0.001 residual 38%
Routan SE w/ RES 36mo 15k/yr MF 0.001 residual 36%

So, in terms of monthly payment, you are looking at around $350 for 72mos ($0 down)
For lease, it's about the same payment but you need to pay the inception fee up front. As i always see, it's better to lease newer year model and purchase older year model because the residual for older model always kill the deal. I will check again for 2010 program when the van is available.

up2drive auto loan (powered by BMW USA)

up2drive automotive financing

Found out that BMW USA bank is actually running this site and i will give them a shot when i found the used Odyssey. For those who wanted to refi and get longer terms with lower monthly payment, you could give them a shot too.

Here is their published rate online.


36 mos APR* 48 mos APR* 60 mos APR* 72 mos APR*
Dealer New
4.99% 5.29% 5.49% 5.99%
Dealer Used
5.49% 5.69% 5.69% 5.99%
Private Party
6.49% 6.69% 6.69% 7.49%
Refinance
5.24% 5.44% 5.44% 5.64%

Saturday, October 3, 2009

2009 Mercedes Benz SL550 lease rate October 2009















Here comes the October number for the SL550. It has the new front end in 2009 and i was told that they will not make any of them in 2010 and there will be a redesigned SL as 2011 model.

36mo 15k .00233 47%

There is a $15000 incentive but that's for the dealership, please take this into consideration during the negotiation. Inventory should be limited in all dealership and demand for this might not be as high. Why? Because you could basically get a 911 for about the same price range. I will be posting the latest Porsche program later on.

Expect payment to be at around $1300+tax assuming $0 down and only make minimum drive off + bank fee.

Wednesday, September 30, 2009

2009 BMW 328i convertable October lease rate







Someone asked about leasing a BMW 328i convertible and as usual, math time for me.... here it is
2009 BMW 328i convertible
Auto, Premium, Sport, Comfort Access, iPod, Navigation, Heated Seat.
MSRP $54350
Sample lease payment would be $599+tax with $3302 due at signing.

For those who wanted more power? How about 300hp twin turbo? you could get the 335i convertible with similar options for $684+tax 10k/36mo, let me know if you wanted me to do some payment calculation.

Tuesday, September 29, 2009

2009 Porsche 911 Carrera 4S September lease







There are quite a few promotion from Porsche recently, code name "the porsche moment"... kinda selling the dream for those who always wanted a Porsche. Happened to know someone who took delivery of a base Cayman. I had a chance to sit in it and the engine really sound different. The good thing is that his payment is about the same as his friend's BMW 335i coupe (back in 2007 when the 335i coupe was pretty hot). At $699+tax a month, would you get a base Cayman or a 335i coupe? I would get a porsche... however, when i tell you that you could get a 335i coupe for under $600, there might be some brain exercise to do...

Here is the lease program for the 911
(NOTE: please deduct 1% residual if you wanted the PDK transmission)

2009 Porsche 911 Carrera
36mo 10k 58% .00146

2009 Porsche 911 Carrera S
36mo 10k 56% .00146

2009 Porsche 911 Carrera 4
36mo 10k 56% .00146

2009 Porsche 911 Carrera 4S
36mo 10k 54% .00146

If i get a Porsche, i would get the Carrera 4 or 4S, not about the extra power, but simply because i love the bigger butt... well, 1.7 inch wider is not a big deal to some but i do care about that.

Sample payment for a $100k Carrera 4 would be $1300+tax

Feel free to drop me a message if you need help on getting "THE" Porsche